4. CHECK YOUR BUDGET
If you are having trouble with meeting bills make sure you are checking your budget, or creating a budget if you don’t have one. Make sure you are using a style you are both comfortable with. Do you want to use Mint.com, an excel spreadsheet, or a simple budget template with a calculator? You might want to consider using the envelope system. When you get paid, you divide up cash money into various envelopes like food, clothing, shopping. Some people put rent, bills, and vacation. The envelope is marked with the purpose and amount of spending you could spend in any giving month. When the envelope is empty, the spending has to stop.
